Just thought I'd share my impromptu breakdown of last night because it pertains to the big-for-the-future pump vs. right-size-for-your-tank pump purchase decisions that have been discussed lately.
Background: Many people will be shopping for a return pump for a smaller tank and decide something similar to the logic of "I need 250gph, but it's much more economical to get the 750gph pump and just throttle it back. That way when I upgrade my tank, I'll be ready." The drawback is that if you run a high calcium system, a highly throttled pump (especially a submersible such as the ubiquitous Mag) will impart more heat to the water it pumps as well as the surrounding water. The warmer water precipitates/plates out calcium faster. Once plating starts, it progresses easier as well. Inside the pump, the increased friction causes still more heat.
I have a Mag 7 on a 25g tank that was throttled to about 1/3 flow. The return to my tank failed to produce much after I had turned it on following a feeding, so I cleaned the pump and got no change. Turned out that not only did the pump get full calcium, but the return hose (5/8" tube) started plating calcium from the heat as well. By the time I washed it out, it was as if someone had filled the hose 1/2 way with corn flake-shaped bits of calcium. No exaggeration.
Something to consider if you're going to set up a fixed
PVC plumbing return and use a "much larger than your current tank needs" pump. Cleaning this flex tubing was a pain, but it would have taken days of vinegar soaks if it had been rigid
PVC with an elbow or two.